2049 Chinese

The 20K Word Road to
Mandarin Proficiency

Chapter 3.6: Paying and Tipping Practices

– Advanced Level –

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The Situation

In a hotel in 上海 (Shanghai), two business travelers discuss various aspects of 财务 (finance | cáiwù) and 经济 (economics | jīngjì) over dinner. One, an expert in 金融 (finance | jīnróng), explains the importance of understanding 汇率 (exchange rates | huìlǜ) when dealing with international transactions.

They discuss the complexities of managing 透支 (overdraft | tòuzhī) and 资金 (funds | zījīn), emphasizing the need for effective 账户管理 (account management | zhànghù guǎnlǐ). The conversation shifts to 信用 (credit | xìnyòng) systems and the critical role of 安全 (security | ānquán) and 隐私 (privacy | yǐnsī) in financial transactions, emphasizing the importance of 加密 (encryption | jiāmì) in protecting sensitive data.

They assess the various 风险 (risks | fēngxiǎn) associated with financial operations, touching on 防伪 (anti-counterfeiting | fángwěi) measures and 合规 (compliance | héguī) practices that are essential for any business. They mention the importance of 审计 (audit | shěnjì) and the analysis of 财务报表 (financial statements | cáiwù bàobiǎo) to assess a company's 资产 (assets | zīchǎn) and 负债 (liabilities | fùzhài).

Later in the evening, they explore the concepts of 盈利 (profit | yínglì) and 亏损 (loss | kuīsǔn), which are critical to assessing the overall 财政 (financial | cáizhèng) health of a business. The discussion concludes with insights into 投资 (investment | tóuzī) strategies, reinforcing the importance of informed decision-making in the world of finance.


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The Sentences

财务
财务部门负责审计报告。
Cáiwù bùmén fùzé shěnjì bàogào.
The finance department is responsible for auditing reports.
经济
经济形势影响消费行为。
Jīngjì xíngshì yǐngxiǎng xiāofèi xíngwéi.
The economic situation affects consumer behavior.
汇率
汇率变动影响了价格。
Huìlǜ biàndòng yǐngxiǎngle jiàgé.
Exchange rate changes affect prices.
金融
金融市场的波动很大。
Jīnróng shìchǎng de bōdòng hěn dà.
The financial markets are highly volatile.
透支
透支账户会收费。
Tòuzhī zhànghù huì shōufèi.
Overdraft accounts are charged.
资金
资金流动是企业的血液。
Zījīn liúdòng shì qǐyè de xuèyè.
Financial flows are the blood of the business.
账户管理
账户管理需要高度的安全。
Zhànghù guǎnlǐ xūyào gāodù de ānquán.
Account management requires a high level of security.
信用
良好的信用是金融的基石。
Liánghǎo de xìnyòng shì jīnróng de jīshí.
Good credit is the cornerstone of finance.
安全
在线交易必须保证安全。
Zàixiàn jiāoyì bìxū bǎozhèng ānquán.
Online transactions must be secure.
隐私
保护用户隐私至关重要。
Bǎohù yònghù yǐnsī zhì guān zhòngyào.
Protecting user privacy is vital.
加密
所有交易数据都经过加密。
Suǒyǒu jiāoyì shùjù dōu jīngguò jiāmì.
All transaction data is encrypted.
风险
投资总有风险。
Tóuzī zǒng yǒu fēngxiǎn.
Investments are always risky.
防伪
防伪技术保护消费者权益。
Fángwěi jìshù bǎohù xiāofèi zhě quányì.
Anti-counterfeiting technology protects consumer rights.
合规
公司运作必须合规。
Gōngsī yùnzuò bìxū hé guī.
Company operations must be compliant.
审计
定期审计有助于财务透明。
Dìngqī shěnjì yǒu zhù yú cáiwù tòumíng.
Regular audits contribute to financial transparency.
财务报表
财务报表显示了公司的经济状况。
Cáiwù bàobiǎo xiǎnshìle gōngsī de jīngjì zhuàngkuàng.
Financial statements show the economic situation of the company.
资产
公司的资产包括固定资产。
Gōngsī de zīchǎn bāokuò gùdìng zīchǎn.
A company’s assets include fixed assets.
负债
控制负债是财务管理的关键。
Kòngzhì fùzhài shì cáiwù guǎnlǐ de guānjiàn.
Controlling liabilities is key to financial management.
盈利
公司本季度实现了盈利。
Gōngsī běn jìdù shíxiànle yínglì.
The company made a profit for the quarter.
亏损
亏损需要通过策略调整来弥补。
Kuīsǔn xūyào tōngguò cèlüè tiáozhěng lái míbǔ.
Losses need to be covered by strategic adjustments.
财政
政府的财政政策影响经济。
Zhèngfǔ de cáizhèng zhèngcè yǐngxiǎng jīngjì.
The government’s fiscal policy affects the economy.
投资
投资需要谨慎决策。
Tóuzī xūyào jǐnshèn juécè.
Investments require careful decision making.

 

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The Words

财务
cáiwù
finance
经济
jīngjì
economy
汇率
huìlǜ
exchange rate
金融
jīnróng
finance
透支
tòuzhī
overdraft
资金
zījīn
funds
账户管理
zhànghù guǎnlǐ
account management
信用
xìnyòng
credit
安全
ānquán
security
隐私
yǐnsī
privacy
加密
jiāmì
encryption
风险
fēngxiǎn
risk
防伪
fángwěi
anti-counterfeiting
合规
hé guī
compliance
审计
shěnjì
audit
财务报表
cáiwù bàobiǎo
financial statement
资产
zīchǎn
assets
负债
fùzhài
liabilities
盈利
yínglì
profit
亏损
kuīsǔn
loss
财政
cáizhèng
fiscal
投资
tóuzī
investment

 

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