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“Grandma, with an online 支付 (payment | zhīfù) system, you first 登录 (log in | dēnglù) to your 账户 (account | zhànghù) and then link your 银行卡 (bank card | yínhángkǎ). You can easily 查看 (check | chákàn) your 余额 (balance | yú’é), make 转账 (transfers | zhuǎnzhàng), and 收款 (receive payments | shōukuǎn). For purchases, just 扫码 (scan | sǎomǎ) a 二维码 (QR code | èrwéimǎ) and 确认 (confirm | quèrèn). It’s all very 安全 (secure | ānquán), but remember to keep your 密码 (password | mìmǎ) safe!”